As financial scandals unfold, the question looms larger: Who can we trust with our financial futures amid a growing tide of betrayal and political manipulation?

From time to time I look at the state of my finances and do the usual thing that someone at my stage of life (early middle age) does. With a sigh, I ask my wife: Do you think this is all going to work?

When I look back on the bigger financial decisions we have made, generally about houses and cars, the older we've got the more thought we've put into them.

But the real question you ask when you make a financial decision is: Who can you trust?

It's entirely likely that, if you're lucky enough to have a financial advisor, you probably came across them through some kind of personal recommendation. Perhaps it came from a friend, or it is someone you knew socially or there was that time with that thing in that place and we'll never forget it.

When I was younger I was lucky enough to have a couple of older people in my life who I could trust when I was making big decisions.

Thanks goodness.

Because when I look around now I find there is just so much that is falling apart because of the behavior of people I cannot trust.

Today's board…

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